We have the Insurance savings you've been Craving!


The restaurant industry is a driving force in Illinois. With over $20 billion dollars in sales, 24,000 locations and 515,000 employees, the restaurant industry is a financial anchor in Illinois. With commodity cost on the rise and growing business expenses you need every advantage to help contain cost. We’ve developed a restaurant program that is tailored to each restaurateur’s specific needs.

With our program we have achieved success in lowering cost by identifying loss sources and reducing, eliminating, or transferring organizational risk. Our Restaurant package program provides many forms of coverage that are not found in standard coverage forms. Additionally, the limits for many standard coverage parts have been increased substantially.

Assault & battery:  Help protect your business in the event of a threat of violence or physical violence by one of your employees.
Liquor Liability:  Protects against claims resulting from intoxicated patrons who injure themselves or others.
Business Interruption:  Provides loss of revenue coverage if a covered disaster shuts down your operations.
Employment Practices Liability Insurance (EPLI):  Protects the employer from legal action brought by past, present and prospective employees.

Our programs are customized for each unique need in the hospitality industry from pizza delivery, taverns & table side cooking we have a program to fulfill your insurance needs.

Hear what other's in the Restaurant Industry have been saying about their experience with Heil & Kay:

“Glenn Keefer helped us save over 30 % in one year on our workers compensation insurance premium by helping us improve safety procedures in the kitchen and in the dining room.”

Dan Winters, CFO, The Signature Room at the 95th

“Glenn Keefer came to our audit and proved to the workers compensation auditor that our class codes had been misinterpreted by our prior agent.  We were able to reclassify certain employees and go back three years with the changes.  We were refunded thousands of dollars!”

Mary Kay Bonoma Executive Vice President, Illinois Restaurant Association

“The Heil and Kay customer service team does a great job on producing certificates of insurance for RFP and for city licensing that are fast and accurate.   The city has such specific language requirements for use of the public way in regards to signs, light fixtures, canopies and even doors that swing over the side walk; having that done fast and properly saves us time and trips to city hall!”

Ryan O’Donnell, Coda di Volpe and Gemini Bistro