Pre Header “WE BUILD RELATIONSHIPS”  847.258.5310

 



  • Home
  • Get A Quote
    • Automobile
    • Bonds
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Workers Compensation Quote
      • Auto Repair Quote Form
      • Auto Body Shop Quote Form
      • Apartment Quote Form
      • Manufacturing
    • Construction
    • Group Health
    • HealthImage of right arrow
      • Long Term Care Insurance Quote
      • Individual Health Insurance
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Homeowner Flood Quote Form
    • Life
    • Medicare
    • Restaurant
    • Vision
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • Other
  • Blog
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Free Reports
    • Insurance Glossary
    • Frequently Asked Questions
    • News Center
  • About Us
    • About Heil and Kay Insurance Agency Inc.
    • Location Map
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Get a Quote
Interested In
Zip Code
Insurance Options
 
Browse through a variety of the best insurance options now...Get Started
Business Insurance Options
 
Browse through a variety of the best business insurance options...Get Started
Employee Benefits Options
 
Browse through a variety of the best employee benefits options...Get Started
Personal Insurance Options
 
Browse through a variety of the best personal insurance options...Get Started
Specialized Industry Options
 
Browse through a variety of the best specialized indurstries options...Get Started
Quick Links
Home > General Liability Insurance Home

General Liability Insurance


General Liability Insurance Information

If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.

Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. The Hartford's liability programs extend far beyond the provisions of typical policies, with broadened coverage and increased limits in over 30 areas.

Broad Range of General Liability Protection
  • Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury
  • Property Damage coverage for the physical damage to property of others or the loss of use of that property
  • Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided
  • Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents
  • Contractual Liability extends to any liability you may assume by entering into a variety of contracts
  • Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types

 

  Our Site Links
Home Page
Who We Are
Map & Direction
Get A Quote
FAQ
News Center
Contact Us
    Type of Insurance
Business Insurance
Employee Benefits
Personal Insurance
Specialized Insurance
Insurance Glossary
Policy Review
     Get Connected with Heil & Kay
               
 

IRA Website