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Home > Blog > Heil and Kay Insurance Agency Inc. Blog Page 4
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Heil and Kay Insurance Agency Inc. Blog Page 4

View the latest blog posts from Heil and Kay Insurance Agency Inc..

Sunday, April 29, 2018

New Car - Better Car & Gap Coverage

New Car, Better Car and Gap Auto Coverage A standard auto policy—known as actual cash value—will typically pay to repair or replace your car minus depreciation. READ MORE >>

Friday, April 27, 2018

Cyber Insurance for Business Interruption

Cyber for Business Interruption Many cyber insurance policies cover only claims of damages to third parties caused by a cyber attack on your business. Depending on the nature of the information stored in your business's network (e. READ MORE >>

Wednesday, April 25, 2018

Get the Right Liability Policies

Get the Right Liability Policies Your business's legal liability for injury to a third party may fall under one of a variety of insurance policies. Here is a quick look at some of the most common liability protections business owners may need. READ MORE >>

Tuesday, April 24, 2018

What Is Title Insurance for a Home?

As a homeowner, you believe you own your home. When you buy it, you assume that you can do so without risk or fear of someone else claiming it. Yet, there are risks associated with purchasing any structure. Title insurance is a type of protection that can minimize this key risk. READ MORE >>

Sunday, April 22, 2018

Do You Need a Flood Policy?

Does Everyone Need a Flood Policy? Lenders require that properties in designated flood zones be covered by flood insurance. READ MORE >>

Thursday, April 19, 2018

Car Damaged on Private Property: What Should You Do?

As you shop, a driver sideswipes your vehicle in the parking lot. They leave. What are your options? Private property damage is not uncommon. It can occur at your home, in a parking lot, or just about any other location. The police may be able to help. Your auto insurance agent can help you, too, depending on the type of insurance you have. READ MORE >>

Thursday, April 19, 2018

Internet of Things Exposure

Your Internet of Things Exposure   Internet-controlled tools, equipment, furniture and electronics are becoming the new norm for businesses looking for ways to increase productivity. READ MORE >>

Wednesday, April 18, 2018

What Isn't Covered With Traditional Business Owners Policy

BOPs Often Leave Off Some Coverage The business owners policy (BOP) is one of the easiest and most cost-effective ways of securing insurance for your small business. READ MORE >>

Wednesday, April 18, 2018

Is Your Business Data at Risk

Cyber Liability InsuranceCyber hacks are on the rise, cyber criminals are getting smarter and more daring, and there's seemingly no end in sight. Over 50% of U.S. businesses have experienced a cyber attack in the last 12 months and the costs associated with these breaches can cripple a business if it doesn't have a cyber insurance policy. READ MORE >>

Tuesday, April 17, 2018

How to Dispute a Claim Denial with Your Home Insurance

In most situations, obtaining financial support from your home insurance policy is straightforward. If something happens, you file a claim with your agent. Your agent processes this information with the insurer directly. They provide you with a check for the damages. However, there are times when a denial can occur. READ MORE >>

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