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Heil and Kay Insurance Agency Inc. Blog: 4_2018

View the latest blog posts from Heil and Kay Insurance Agency Inc..

New Car, Better Car and Gap Auto Coverage A standard auto policy—known as actual cash value—will typically pay to repair or replace your car minus depreciation. READ MORE >>

Cyber for Business Interruption Many cyber insurance policies cover only claims of damages to third parties caused by a cyber attack on your business. Depending on the nature of the information stored in your business's network (e. READ MORE >>

Get the Right Liability Policies Your business's legal liability for injury to a third party may fall under one of a variety of insurance policies. Here is a quick look at some of the most common liability protections business owners may need. READ MORE >>

Does Everyone Need a Flood Policy? Lenders require that properties in designated flood zones be covered by flood insurance. READ MORE >>

Your Internet of Things Exposure   Internet-controlled tools, equipment, furniture and electronics are becoming the new norm for businesses looking for ways to increase productivity. READ MORE >>

BOPs Often Leave Off Some Coverage The business owners policy (BOP) is one of the easiest and most cost-effective ways of securing insurance for your small business. READ MORE >>

Cyber Liability InsuranceCyber hacks are on the rise, cyber criminals are getting smarter and more daring, and there's seemingly no end in sight. Over 50% of U.S. businesses have experienced a cyber attack in the last 12 months and the costs associated with these breaches can cripple a business if it doesn't have a cyber insurance policy. READ MORE >>

5 Surprising Car Insurance Savings Opportunities You don't have to switch insurance companies to save on your car insurance! Today there are more and more ways to save money on your auto insurance. Many vehicle owners assume they will get the lowest rate available as soon as they request a quote. READ MORE >>

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