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Heil and Kay Insurance Agency Inc. Blog: 4_2018

View the latest blog posts from Heil and Kay Insurance Agency Inc..

New Car, Better Car and Gap Auto Coverage A standard auto policy—known as actual cash value—will typically pay to repair or replace your car minus depreciation. READ MORE >>

Cyber for Business Interruption Many cyber insurance policies cover only claims of damages to third parties caused by a cyber attack on your business. Depending on the nature of the information stored in your business's network (e. READ MORE >>

Get the Right Liability Policies Your business's legal liability for injury to a third party may fall under one of a variety of insurance policies. Here is a quick look at some of the most common liability protections business owners may need. READ MORE >>

Does Everyone Need a Flood Policy? Lenders require that properties in designated flood zones be covered by flood insurance. READ MORE >>

Your Internet of Things Exposure   Internet-controlled tools, equipment, furniture and electronics are becoming the new norm for businesses looking for ways to increase productivity. READ MORE >>

BOPs Often Leave Off Some Coverage The business owners policy (BOP) is one of the easiest and most cost-effective ways of securing insurance for your small business. READ MORE >>

Cyber Liability InsuranceCyber hacks are on the rise, cyber criminals are getting smarter and more daring, and there's seemingly no end in sight. Over 50% of U.S. businesses have experienced a cyber attack in the last 12 months and the costs associated with these breaches can cripple a business if it doesn't have a cyber insurance policy. READ MORE >>

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