Heil and Kay Insurance Agency Inc. Blog
View the latest blog posts from Heil and Kay Insurance Agency Inc..
Friday, April 27, 2018 Cyber for Business Interruption Many cyber insurance policies cover only claims of damages to third parties caused by a cyber attack on your business. Depending on the nature of the information stored in your business's network (e. READ MORE >>
Wednesday, April 25, 2018 Get the Right Liability Policies Your business's legal liability for injury to a third party may fall under one of a variety of insurance policies. Here is a quick look at some of the most common liability protections business owners may need. READ MORE >>
Tuesday, April 24, 2018As a homeowner, you believe you own your home. When you buy it, you assume that you can do so without risk or fear of someone else claiming it.
Yet, there are risks associated with purchasing any structure. Title insurance is a type of protection that can minimize this key risk. READ MORE >>
Sunday, April 22, 2018 Does Everyone Need a Flood Policy? Lenders require that properties in designated flood zones be covered by flood insurance. READ MORE >>
Thursday, April 19, 2018As you shop, a driver sideswipes your vehicle in the parking lot. They leave. What are your options? Private property damage is not uncommon. It can occur at your home, in a parking lot, or just about any other location. The police may be able to help. Your auto insurance agent can help you, too, depending on the type of insurance you have. READ MORE >>
Thursday, April 19, 2018 Your Internet of Things Exposure Internet-controlled tools, equipment, furniture and electronics are becoming the new norm for businesses looking for ways to increase productivity. READ MORE >>
Wednesday, April 18, 2018 BOPs Often Leave Off Some Coverage The business owners policy (BOP) is one of the easiest and most cost-effective ways of securing insurance for your small business. READ MORE >>
Wednesday, April 18, 2018 Cyber Liability InsuranceCyber hacks are on the rise, cyber criminals are getting smarter and more daring, and there's seemingly no end in sight. Over 50% of U.S. businesses have experienced a cyber attack in the last 12 months and the costs associated with these breaches can cripple a business if it doesn't have a cyber insurance policy. READ MORE >>
Tuesday, April 17, 2018In most situations, obtaining financial support from your home insurance policy is straightforward. If something happens, you file a claim with your agent. Your agent processes this information with the insurer directly. They provide you with a check for the damages.
However, there are times when a denial can occur. READ MORE >>
Thursday, April 12, 2018Drivers want low auto insurance rates. No one wants to overpay for them. Yet, rates vary significantly from one driver to the next. They also vary by location. If you paid one rate in New York, you may pay less if you lived in Vermont. Rates can even vary from town to town, from neighborhood to neighborhood. READ MORE >>